A number of companies provide lifetime warranties for their products. Penny Hoarder made a list of 43, ranging from Vermont Teddy Bear to Jansport backpacks to Zippo lighters to Manduka yoga mats. You need to look through the list and make sure it includes normal wear-and-tear and/or accidents, and not just manufacturers defects. In […]
Put Yourself in the Insurance Company’s Shoes The last thing an insurance company wants to do is sell someone a life insurance policy and then only weeks or months later have to cut them a check for a large death benefit. It is OK if it happens on a rare basis, but their business […]
Many Restaurants Fail Restaurants have extremely high failure rates, 23% in the first year according to Restaurant Startup & Growth magazine. And the few restaurateurs who are extremely successful, can often obtain bank loans and use working capital from their existing operations rather than raising money from individual investors. Outside investors that invest in […]