25. Covered Calls – with covered calls, you sell call options to buy a stock you already own.

If the market goes down, stays flat or doesn’t increase to the strike price of the option, you pocket the income.

If not, you still make some money because you can sell your appreciated shares to pay the buyer the money you owe them.

It does limit your upside on a stock if the price takes off.

Individual investors can use an online brokerage account to invest in covered calls.

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