7. Bankruptcy Claims – when a company goes bankrupt, its suppliers that are owed money have to get in line and let the bankruptcy judge sort out who gets paid and how much.

There is a vibrant market of investors seeking to purchase bankruptcy claims at a discount if they think there is a reasonably good chance of being paid back their principal plus a return on an investment.

Some people that are owed money would rather get a portion of that money paid to them now instead of waiting on the bankruptcy process to play out.

Often there is paperwork to file for claimants, indicating how much is owed to you

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